Who Created the Worst Financial Crisis?

(reprint)


Commodity Online

The world is going through the worst financial crisis since the Great Depression of 1930s? Who created this global financial meltdown? Here is the flawed list in order of responsibility that Time magazine thinks are people who are behing the global economic crisis.

Time Magazine’s list of 25 people to blame for financial crisis…

1. Angelo Mozilo – Co-founder and former head of Countrywide

2. Phil Gramm – Chairman of the Senate Banking Committee from 1995 through 2000

3. Alan Greenspan – Former chairman, Federal Reserve

4. Chris Cox – Former chairman, Securities and Exchange Commission

5. American Consumers

6. Hank Paulson – Former Secretary of the Treasury

7. Joe Cassano – Founding member, AIG’s financial-products unit

8. Ian McCarthy – CEO, Beazer Homes

9. Frank Raines - Former chairman and CEO, Fannie Mae

10. Kathleen Corbet – Former CEO, Standard & Poor’s

11. Dick Fuld – Former CEO, Lehman Brothers

12. Marion and Herb Sandler – Former heads, World Savings Bank

13. Bill Clinton – Former U.S. President

14. George W. Bush – Former U.S. President

15. Stan O’Neal – Former CEO, Merrill Lynch

16. Wen Jiabao – Premier, China

17. David Lereah – Former chief economist, National Association of Realtors

18. John Devaney – Hedge fund manager

19. Bernie Madoff – Ponzi scheme orchestrator

20. Lew Ranieri – Father of mortgage-backed securities

21. Burton Jablin – Programmer at Scripps Networks, which owns HGTV

22. Fred Goodwin – Former chairman and CEO, Royal Bank of Scotland

23. Sandy Weill – Former chairman and CEO, Citigroup

24. David Oddsson – Former Prime Minister, Iceland

25. Jimmy Cayne – Former chairman and CEO, Bear Stearns

Make a GREAT First Impression

Staging Tips to position your home in its best light!
What you can do to prepare your house for Sale.

First impressions are vital to selling your home for the best price and least inconvienence in this competitive market.

It begins with curb appeal.
Tidy your front, remove weeds, dead foliage, trim bushes and hedges, pick up stray garbage, and toys if in the area. Make repairs as necessary (gutters, downspouts, sweep, paint wood trims and powerwash if necessary). Buy a new doormat, be certain the doorbell works, if you have one.
Inside we gooooo
Collect your Clutter.
Put away your Photos.
Take down Trophies.
Tuck away the tchotchkes.
Minimize momentos.

Use the "keep" and "store" method and go room by room. Keep will be used for staging, store needs to leave the house and go into storage. Less is more. Remove unnecessary furniture.

You want buyers to feel connected to your home and want to live there. Buyers 'notice' the room from each doorway. If you're staging a bedroom, after you remove then move things around, go back to the doorway to see it how a potential buyer will first notice it, remember, every first impression is critical to setting your home apart from the rest.

Dont leave tables empty after you remove family photos, group a handful (that means 3) of items together on your table(s) ie: candlestick, lamp, book.

Clean! Clean! Clean! Curtains, window treatments can accumulate a lot of dirt and dust, clean them. Window sills, tracks and YES, you guessed it, the glass should all be clean. Buyer look to see how a home for sale is maintained, you want them to see it as a pristine, well-cared for home.

Photos, momentos, trophies and such are all 'personal' and immediately distract the buyer to looking at them instead of seeing their future Home. Their loss, Your loss!

PERCEPTION! You're selling your space, show it off! Less on the walls reveal big walls. Less furniture= larger room!

Staged homes sell for almost 7% higher than non=staged homes and in half the time!

Birds of a feather...

Birds of a feather flock together. People like to share commonalities with those they flock with, it all makes sense. It provides countless hours to spend quality time.

Opposites attract, really is it a cruel joke?

http://www.webmd.com/sex-relationships/features/do-opposites-attract

Ah ha! So, I might be housebound (well, not totally, Im exaggerating) but crutches are for someone else, not me. So while Im not as mobile as the average normal chick without a couple broken bones in her foot, I am still watching my local Real Estate market and paying close attention to whats selling and being listed as well as the still prevelant Price reductions. Ive had clients come and go because they still just cant make up their minds. No matter the statistics, so many "know better". So, is this forced R&R a time for me to come up with new strategies? So many things I can be convincing at without effort ;-)

Times flies when you're makin' lemonade!

Almost 2 weeks have flown by and Im making lots of lemonade, as the saying goes; "When life hands you lemons, make lemonade"!


I keep typing and deleting, paragraph's have come and gone. Instinctually I want to make lemonade, because I just dont like to be the complaining type. I always feel there is someone worse off than me. I wanted this blog to be about Real Estate, even something about Cruising (None in the works right now, so Im currently creepin' my brother/sister-in-laws Roll call offerring advice to newbie cruisers going on Adventure OTS in April) but its going to be all about me.

In my quest to find better health in 2009 I (re)started in Dec 08, Jan 09 was good (good test results), Feb 09 began a series of bad turning worse but all fairly managable, or so I thought....until a nicely planned March day turned into my broken foot!! *pout* I am very pissed but quickly adopted the "this too shall pass" attitude. Now I need a real plan. With an already problematic shoulder and elbow and of course opposite sides, sigh, how do I manage them so they dont worsen!? I was supposed to start physical therapy, another "on hold". Being on one foot for the past 5 days is killing my back. The ER gave me codeine, I cant take it. Breathe...."this too shall pass". Crutches= good for the young and physically fit! Thats how I feel about them right now. Tomorrow I will start an excersize routine of floor excersizes to strengthen my back and keep it that way! Nothing I can do about my elbow, but I will resort to old shoulder excersize. Nutrisystem to the rescue, Im not allowing this to get me down and make me eat!

Family= wonderful, although they are starting to tease me. You know what, its whimsical and definitely keeps us in a better frame of mind. Husband, Id marry him all over again for all his compassion and help in picking up everything I usually do and still smiling. (Thank you Hal for presenting it that way, you summed it up, now Im going to have to plan a vow-renewal! lol)

Passover in just a week! A week of GREAT cooking special foods that speak Tradition in our home for over 20 years. I will do what I can to make sure my boys & girl have some favorite foods. Im learning to navigate my kitchen when possible.

Thanks to my friends who have given words or inspiration.

This is only a bump in the road and this too shall pass.

Survey Says..............

This is fabulous information!

It affords us insight into the future. Most folks seem to still beleive in and desire what we have termed for decades, "The American Dream". This article below reveals just how people really view home ownership!

I hope this link works!
http://www.truliablog.com/2009/03/04/consumers-on-trulia-speak-is-home-ownership-still-a-part-of-your-american-dream/

Is home ownership still part of YOUR American Dream?

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